Goldco Review
Are you looking to invest in gold, silver, or other precious metals? Goldco is a leader in the industry with A+ ratings from the Better Business Bureau and triple A ratings from the Business Consumer Alliance.
In this review, we’ll look at what they offer, their fees and services, as well as their gold and silver IRA options. We’ll also cover payment methods, pros & cons of investing with Goldco—so you can make an informed decision about whether it’s right for you.
Let’s get started!
Services Offered by Goldco
With their extensive selection of IRA-approved gold and silver coins, you can easily diversify your portfolio and secure your retirement. Goldco is rated A+ by the Better Business Bureau and triple A by Business Consumer Alliance, so you know you’re in good hands when investing with them.
They work with mints around the world to ensure that all of their coins are of high quality and eligible for investment through a gold IRA. They also offer direct sales of gold and silver, as well as assistance with existing or new precious metals IRA accounts.
Goldco works with clients to create the perfect precious metal portfolio to reach whatever goals they may have set for themselves. Their fees are competitive too; instead of charging a percentage fee on assets like some other companies, they charge a flat annual fee.
They don’t publish these fees on their website but do mention frequent fee refund promotions that customers should look into if they’re interested in investing with them.
Goldco has also been recognized nationally for its excellence by winning the Stevie Award for Company of the Year at the 19th Annual American Business Awards in 2021. Thousands of satisfied customers have given it positive reviews, which reflects how much Goldco cares about providing excellent customer service.
To top it off, they also use state-of-the-art security measures and technology to safeguard holdings while using only the best storage providers in the industry.
Rolling over funds from an employer-sponsored 401(k) into a self-directed IRA is easy if you choose Goldco as your provider! Everyone who has earned income can be eligible for a Precious Metals IRA; gold and silver are usually most popular but platinum or palladium can also be added to diversify your portfolio even further if desired.
Your account will need to be activated first – this involves coordinating with Goldco to purchase precious metals – after which you’ll need to transfer funds via bank transfer, check or cash before finally conducting an IRA rollover from your current plan into a gold IRA rollover account provided by Goldco!
Competitive Pricing
Get the peace of mind you need at an unbeatable price with Goldco’s competitive pricing. The company offers a flat annual fee rather than a percentage of assets, so customers know exactly what they’re paying for. Plus, Goldco often has fee refund promotions available.
And if that wasn’t enough, the storage fees are among the lowest around, starting at $100 for non-segregated storage and going up to $150 for segregated storage. Goldco also has some of the best security and technology in the industry. With state-of-the-art security and technology measures in place, you can rest easy knowing your precious metals investments are safe with Goldco.
And since they only deal in coins approved by the IRS for IRAs, you can be sure your investments will remain eligible for IRA tax benefits as long as they’re held with Goldco. When you invest with Goldco, you’ll get access to an excellent customer service team who will help guide you through every step of your investment journey.
From helping to choose which gold or silver coins to invest in to providing information about rolling over from an existing 401(k) into a new Gold IRA – their knowledgeable staff is always on hand to answer any questions or concerns that might arise during your investment process. Plus, when it comes time to buy precious metals through your account, all purchases come with free shipping!
So not only do customers get competitive prices on their investments but also free delivery – making investing even easier and more accessible than ever before!
Secure Storage Options
Secure your investments in the safest way possible with Goldco’s secure storage options. Goldco understands just how important it is to keep your precious metals safe and secure, which is why they use only the best storage providers in the industry.
Their state-of-the-art security and technology ensure that your assets are guarded at all times. The default storage provider used by Goldco is Delaware Depository, a company with over 200 years of experience dealing with precious metals. This provides customers with an added layer of security as Delaware Depository has built up an extensive track record in terms of safety and reliability when it comes to handling precious metals for clients.
Goldco also offers different storage options based on customer preference, including segregated storage for those who want to have their assets stored separately from other customers’ holdings, or non-segregated storage for those who prefer to store their metal together with other clients’ assets.
No matter what type of storage option you choose, you can rest assured that Goldco will keep your investments secure at all times. They offer competitive fees for both segregated and non-segregated accounts, allowing you to customize your investment portfolio while keeping costs low.
Fast and Free Shipping
Take advantage of Goldco’s fast and free shipping, so you can get your precious metals investments quickly and securely. When you invest with Goldco, they’ll provide a free UPS or FedEx shipping label for your orders.
Your order will be shipped directly to the storage provider that is responsible for safeguarding your assets. All shipments come with tracking numbers so you can stay updated on its progress every step of the way.
The majority of orders arrive within 7-10 business days from when it was placed. If you ever have any questions about the status of your shipment, their customer service team is available to help provide answers.
Goldco also offers overnight shipping services at a discounted rate to ensure that clients receive their orders as soon as possible in case of an emergency situation or if they simply want to speed up the process. Overnight shipments are sent via USPS Priority Mail Express, which arrives by 3 PM the next day after it has been shipped out.
With this service, customers also get notified when their packages are delivered and signed for by the custodian facility – giving them peace of mind knowing that their investments are safe and secure in transit.
When investing with Goldco, customers have quality assurance protocols in place that ensures each coin is inspected before it leaves their hands and arrives safely at its destination address – whether it be direct from mints around the world or via domestic partners who store coins domestically before being delivered to clients’ custodians.
Each piece is then thoroughly examined once again upon arrival at its final destination point before being sealed away in protective packaging material until ready for use in a self-directed IRA account or other investment vehicle of choice.
Goldco understands how important it is for customers to receive their investments quickly and securely without having to worry about delays or anything going wrong during transit – which is why they offer fast and free shipping services on all eligible orders without any hidden fees or additional charges involved!
Customer Support and Education
With Goldco, you’re never alone on your investment journey – their customer service team is always there to provide guidance and answer any questions you may have, while the education center ensures you have all the tools and knowledge needed to make informed decisions.
The customer support team at Goldco is highly knowledgeable in precious metals investing, so they can help guide you through the process in a way that’s tailored to your individual needs. They offer both phone and email support for assistance whenever it’s needed.
Additionally, they provide free resources on their website such as articles, videos, webinars, podcasts and other educational materials related to gold and silver. This allows investors to stay up-to-date on the latest trends in precious metal markets and gain a better understanding of how gold IRA investments work.
Goldco also offers a comprehensive library of frequently asked questions that can be accessed by customers at any time. These FAQs cover topics such as setting up an account, buying precious metals with an IRA or other retirement accounts, understanding taxes on gold investments, rolling over funds from traditional 401(k)s into IRAs and more.
The FAQ page is easy to navigate so customers can quickly find answers to their specific questions without having to contact customer service directly. This makes it simpler for investors who are new to gold IRA investing or just want some extra information before making important decisions about their financial future.
Goldco also provides personal one-on-one consultations with experienced professionals who specialize in helping clients diversify their portfolios with physical metals like gold and silver coins or bars. These specialists will evaluate your current situation and help develop a personalized strategy for building wealth through investing in physical precious metals within retirement accounts while minimizing risk exposure along the way.
They’ll also discuss different types of products available at Goldco so customers can choose the best option for them based on their goals and budget constraints – whether that means adding more gold coins or diversifying with platinum or palladium bars instead.
The company also holds regular seminars around the country where experts explain how self-directed IRAs work as well as strategies for using these accounts effectively when investing in gold or silver coins or bars. At these events attendees get valuable information from industry professionals while being able to ask questions directly related to their own unique situations – giving them insight into which options might be best suited for them personally when it comes time to invest in physical assets within retirement accounts like IRAs or 401(k)s plans provided by former employers.
Payment Options
You can easily fund your Goldco account with a variety of payment methods, from bank transfer and check to cash – making it easy for you to get started investing in precious metals.
Bank transfers are the most popular form of payment, allowing you to quickly move money from one banking institution to another electronically. When making a bank wire transfer, you’ll need your name, address, and account number. You’ll also need the routing information for both your own financial institution and the receiving financial institution (Goldco). Make sure all of this information is accurate before sending any funds.
Checks are also accepted as a form of payment, but be aware that funds may take several days or more to clear after the check is deposited. If you’re using a check, make sure it’s made out to ‘Goldco’ with no other words added or else it will not be accepted as valid payment.
Cash payments are also accepted at some local Goldco offices if available.
Once you’ve chosen which method works best for funding your account, instructions will be provided on how to complete the transaction. The entire process should take no longer than three business days once everything has been verified by both parties involved in the transaction.
After that point, your funds will have successfully been transferred into your Goldco account and you can start investing in gold or silver coins!
No matter which way you choose to pay for your precious metals investments with Goldco, they make it simple and straightforward so that investors feel confident about their purchase decisions from day one!
Pros and Cons of Investing with Goldco
Investing with Goldco offers a unique opportunity to diversify one’s retirement portfolio, however, there are both pros and cons to consider before making the decision.
One of the main advantages of investing with Goldco is that they charge a flat annual fee rather than a percentage of assets. This means that you’re not going to have to worry about hidden fees or additional charges down the line. Additionally, Goldco uses some of the best storage providers in the industry so your precious metals holdings will be safeguarded. They also have state-of-the-art security and technology so you know your investments are secure.
On the other hand, it can be difficult to figure out exactly what fees you’re paying as Goldco does not publish them on their website. Furthermore, rolling over from an existing 401(k) sponsored by your current employer can be quite tricky and you should check with them first before doing so.
Lastly, while gold and silver are popular options for investing through a Gold IRA, Platinum and Palladium coins may not be available at all times due to market conditions.
Overall, if you’re looking for an affordable way to diversify your retirement portfolio then investing with Goldco could be a great option for you. They offer competitive rates and high-quality coins which makes them ideal for those looking to invest in gold or silver IRA’s. Plus, they’ve received positive reviews from thousands of satisfied customers proving their commitment to providing excellent service.
Just make sure you understand all the fees associated with your account before getting started so there aren’t any surprises down the line!
Conclusion
You’re probably wondering if Goldco is worth investing with. The answer is yes!
They offer competitive pricing, secure storage options, fast and free shipping, great customer support and education, as well as a variety of payment options.
All in all, they are an excellent choice for those who want to invest in gold and silver.
With Goldco’s commitment to providing the highest quality services, you can rest assured that your investments will be safe and sound.
So go ahead and take the plunge – you won’t regret it!